Affordability Planner

Home Loan Eligibility Calculator

Calculate your maximum home loan capacity based on income, existing monthly obligations, and tenure.

In-hand Monthly Salary ₹ 50,000

₹30 K ₹50 K ₹1 Lakh ₹2 Lakh

Other Monthly EMIs ₹ 0

₹0 ₹5 K ₹10 K ₹20 K

Interest Rate (p.a.) 8.5 %

8.0% 8.5% 9.0% 9.5%

Loan Tenure 20 Years

5 Yrs 10 Yrs 15 Yrs 20 Yrs 30 Yrs

Max Loan Amount

eligible loan

Max EMI

Principal

Interest

Lenders typically allow up to 50% - 60% of your net monthly income towards total monthly EMI payments (FOIR - Fixed Obligation to Income Ratio).

Yes! Adding a co-applicant (spouse or family member), choosing a longer tenure, or clearing existing debts increases your overall loan eligibility.

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